Tips on what to do after a claim occurs:
1. Take only reasonable, emergency measures to protect from further loss and unwanted entry to the property.
2. Report the loss to your insurance company/agent immediately upon discovery of loss.
3. Take photographs and keep receipts to keep a record of the repair process and cost.
4. Keep the damaged material/items on site for the adjuster to document.
5. Keep an inventory both before and after a loss. Photographs, receipts, and cleared checks will help in substantiating your loss. Keep these documents safe and/or off site.
Claims Information
Please use the list of numbers below to report claims directly to the insurance company. You will need your policy number when speaking with them. You can also call our agency for assistance.
Flood:
American Bankers 800-654-4895
Wright flood 800-725-9472
Hartford 800-759-8656
Philadelphia 800-759-8656
Homeowners and Fire:
Atlantic Specialty 305-294-6677
Bankers Insurance/First Community 800-765-9700
Florida Family Mutual 888-486-4663
Heritage 855-415-7120
Safe Harbor 866-482-5246
Lloyds of London (Through Seacoast Brokers) 305-294-6677
Lexington (Through Seacoast Brokers) 305-294-6677
Stillwater 800-220-1351
Foremost 800-527-3905
Southern Fidelity 866-722-4995
Lexington (with wind policies only) 800-931-9546
Auto:
Foremost 800-274-7865
Dairyland/Viking/Peak Property 800-338-2487
Mercury 800-503-3724
Progressive 800-274-4499
Windstorm:
Heritage 855-415-7120
Velocity/National Specialty 844-878-7529
Homeowners Choice 866-324-3138
Other 305-294-6677
Other Important Numbers:
Insurance Consumer Hotline 800-342-2762
FEMA 800-621-3362
American Red Cross 305-296-3651
Fullers Insurance is the owner of the information, which is collected on this web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this web site. When you enroll for an insurance policy at The Fullers Insurance, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of The Fullers Insurance so we can provide you with policyholder service. The employees of The Fullers Insurance are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information.
When you purchase an insurance policy from The Fullers Insurance, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you at your request on your binder of insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file if you request us to do so.
When you send us e-mail from this web site, you will provide us with certain personally identifiable information including your e-mail address.
Cookies
A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At The Fullers Insurance, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
Third Party Links
This Web site may contain links to third party Web sites that are not controlled by The Fullers Insurance. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that The Fullers Insurance is not responsible for the content of third party web sites linked to The Fullers Insurance nor are we responsible for the privacy policy or practices of third party web sites linked to The Fullers Insurance. Our privacy policy only applies to information we collect from you while you are at and while you are actively in a session with The Fullers Insurance. If you should link to a third party web site from The Fullers Insurance, we strongly encourage you to review and become familiar with that Web site's privacy policy.
Changes In Our Privacy Policy
We reserve the right to change this privacy policy without providing you with advance notice of our intent to make the changes.
If you have any questions about our privacy policy, please feel free to contact us at:
The Fullers Insurance
1432 Kennedy Dr
Key West, FL 33040
305-294-6677